Housing Program Implementation

Sets forth applicable policies, procedures, standards, and requirements for the implementation of affordable housing projects.

Page updated on Jun 30, 2016 at 4:10 PM

For Homebuyers 

Affordable Set-aside Homeownership Units:  This program provides a limited number of discounted, resale restricted units in some newly constructed homeownership developments. The units are discounted by the developer to levels affordable to low and moderate income first-time homebuyers. Units designated as affordable set-asides have long-term affordability requirements which are enforced by restrictive covenants. To receive email alerts when Affordable Set-aside Units or re-sale units are being marketed, please sign up for the City eNews Affordable Housing Opportunities subscription by clicking here.

  • Neighborhood Stabilization Program: The City and Rebuilding Together Alexandria (RTA) have partnered to offer an exciting new program to assist low-and moderate-income households become first time homebuyers. Modeled on the highly successful Neighborhood Stabilization Program (NSP), RTA will purchase foreclosed or short sale properties, renovate them, and sell them to income eligible, qualifying homebuyers. By leveraging volunteer labor and funds through existing City home purchase programs, RTA will be able to help 20 - 25 families buy homes across the City over the next few years. To begin the process of qualifying to purchase a home through the program, participants must complete a Virginia Housing Development Authority (VHDA) training program for first time homebuyers. These classes are offered throughout the region at no cost. Acquired properties will be marketed, in order of priority, to:
    1. residents of assisted housing who are financially prepared to transition to homeownership;
    2. other eligible low-income City residents and workers; and
    3. moderate-income City residents and workers.
    Other eligibility requirements include, but are not limited to: Applicants must not currently own a home or have an ownership interest in other real property; Applicants must have lived or worked within the corporate limits of the City of Alexandria for at least the most recent six months prior to application; Applicants must be U.S. citizens, permanent resident aliens, or possess a valid work permit and a Social Security card; and Applicants' net worth must be within the Virginia Housing Development Authority (VHDA) limits. To receive email alerts when units are being marketed, please sign up for the City eNews Affordable Housing Opportunities subscription by clicking here or contact Shane Cochran at shane.cochran@alexandriava.gov or (703) 746-4990.

Housing Counseling and Homebuyer Training:  The Virginia Housing Development Authority (VHDA) offers free classes for first-time homebuyers on an ongoing basis throughout Northern Virginia. Successfully completing a VHDA pre-purchase training gives first-time homebuyers access to VHDA's below-market interest rates. For more information about VHDA's homebuyer training program or to register for an upcoming class, click hereClasses are held in English and in Spanish and are offered at no cost to participants. 

Participants in the City’s Flexible Homeownership Assistance Program (FHAP) are required to complete a VHDA pre-purchase training class. The City also offers housing counseling to FHAP participants as well as to City residents facing foreclosure. Contact the Office of Housing for more information on counseling resources. 

2016 HUD Income Limits: Two income tiers are used in determining the amount of assistance available to participants in the City of Alexandria’s Flexible Homeownership Assistance Program. To learn more, click here


Hot water heater(1)For Homeowners

Home Rehabilitation Loan Program (HRLP):  To improve the quality of homes owned by low-and moderate-income City residents, and help residents remain in their homes, the Implementation Division offers no-interest, deferred payment loans to assist with design and construction of various improvements.  Program eligibility is restricted to owner-occupants meeting the federal Section 8 Low Income limits. This program enables low- and moderate-income homeowners to correct code violations, structural problems, and to enhance the value and livability of their attached or detached single-family homes. Eligible households may receive up to $90,000 for construction costs, plus additional funds if needed for other related costs. Loans are no-interest and repayment is deferred for 99 years or until the property is sold, whichever comes first.

Energy Efficiency Loan Fund (EELF):  This program provides access to affordable financing for residential energy efficiency improvements. Applicants must meet income limits and other guidelines established by the City and participating lender. In exchange for limited City financial support for development of the Alexandria Energy Saver Program, CommonWealth One Federal Credit Union provides exclusive low-interest loans at rates as low as 4.9% to qualified City homeowners to help them finance a range of energy efficiency improvements, including new roofs, appliances, HVAC systems, etc. Higher income households may qualify for CommonWealth One's Home Performance Loan program. Contact: CommonWealth One Lending Department at (703) 523-8211 ext. 7611 or email lending@cofcu.org .

City Supports Home Performance with Energy Star Powered by LEAP:  The U.S. Department of Energy's Home Performance Program with Energy Star is now being administered in Northern Virginia by LEAP, a 501(c)(3) nonprofit which coordinates home energy upgrades, such as air sealing and insulation, in area homes. LEAP can offer energy assessments to Alexandria homeowners to identify key issues and solutions, connect homeowners with available rebates and special financing options, and help residents select a qualified contractor to complete needed energy efficiency improvements. Get started today by completing a FREE online home energy report     

City's Green Building Resource Center:  Explore more of the exciting green initiatives being offered.    

Weatherize Now to Save Money Later:  Weatherizing one’s home can be a simple and inexpensive means of reducing monthly energy bills. A variety of weatherization assistance programs are available to help low and moderate-income City residents weatherize for the months ahead:    

  • Rebuilding Together Alexandria (RTA) is a local non-profit providing free home repairs and safety modifications to homeowners in need (primarily elderly and disabled residents). For more information, visit RTA. 
  • Community Housing Partners Corporation (CHPC) can perform diagnostic tests to evaluate areas of heat loss, repair or install attic and wall insulation, weatherstrip doors and complete other measures to prevent heat loss. For more information, visit CHPC or contact Connie England at (540) 636-8079. 
  • Department of Community and Human Services (DCHS) can provide needed financial assistance with the cost of heating or cooling your home. For more information on benefits and eligibility, visit the DCHS.  

Existing City Loans:   Refinancing? Paying off your loan?  See our Post-Purchase Loan Policies and Subordination Guidelines.   

Foreclosure Prevention Resources: On August 14, 2012, the City and the U.S. Department of Housing and Urban Development (HUD) hosted a Housing Roundtable on Helping Responsible Homeowners which featured lenders, housing counselors and other stakeholders discussing the refinancing process, recent changes to the Home Affordable Refinance Program (HARP2), and other opportunities to help homeowners reduce their monthly housing costs by taking advantage of historically low mortgage rates. To watch the video of the Roundtable, click here. To download a copy of HUD's new 2012 Mortgage Assistance Guide, click here .


For Renters 

universal-design-3.jpg(2)Rental Accessibility Modification Program (RAMP):  To assist low- and moderate income tenants with physical disabilities in completing accessibility modifications to their residences, the City provides grants and technical assistance. RAMP targets physically disabled renters meeting the federal section 8 Low Income limits. The City provides grants of up to $50,000 for primary residence modifications necessary to accommodate the particular circumstances of the disabled member of the household. The program also provides "mini-grants" to assist households needing limited modifications of up to $1,500. Landlords are encouraged to designate modifications to be permanent improvements to the rehabilitated rental property. The application forms are below: 

City residents may also be eligible for a VHDA Rental Unit Accessibility Modification (RUAM) Grant Program. The Office of Housing is a designated Community Agent for VHDA and can assist City renters in completing and submitting the required application.


Become an Energy Master!

Energy Masters has come to Alexandria! Modeled after the successful Master Gardeners training program, the award-winning Energy Masters Program trains corps of volunteers in energy efficiency and water conservation techniques and in community education and outreach. Once trained, volunteers contribute 40 hours of community service over the course of a year, at which point they become certified. Since the program's inception in 2011, Energy Masters has trained more than 90 volunteers who have helped over 400 families to decrease their energy and water usage and improve the comfort of their homes.  

Detailed information is available at ArlingtonEnvironment.org/energy, or email energy@arlingtonenvironment.org  






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