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Homebuyer Resources

The Office of Housing provides a range of services to homebuyers, including first-time homebuyer training, reduced interest financing, and access to resale restricted affordable units, in partnership with Virginia Housing.
Page updated on November 12, 2025 at 7:42 AM

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Stay informed!

To receive email alerts regarding available affordable for-sale units and homebuyer trainings, please sign up for the City’s eNews notices (select "Affordable Housing") or contact us at 703.746.4990.

Looking for a homebuyer document?

Check out these quick links to our 2024 Income Limits and Participating Lenders!

Homeownership Opportunity for First-Time Homebuyers at The Whitley

NEW! The application submission window for affordable homeownership units at the The Whitley is now closed. Staff are currently reviewing applications for eligibility. The lottery will be held on November 25, 2025. The Whitley, a new 78-unit condominium community located at 811 North Columbus Street, Alexandria, VA, is anticipated to open in January 2026. Eight affordable condominium units, ranging in size from 1-bedroom to 3-bedroom and den units, will be available to income-eligible, first-time homebuyers that live or work in the City of Alexandria, Virginia. One 2-bedroom unit is designed as an accessible unit.

Available Unit Types, Sales Prices, Fees and Occupancy Restrictions

Available Affordable Unit Type# of UnitsSales PriceEstimated condominium fee# parking spaces included in sales priceMinimum household sizeMaximum household size
1-bedroom/1 bath1$195,000$457/monthN/A13
1-bedroom/1 bath /den3$220,000$472-$503/month  N/A13
1-bedroom/2 bath /den1$250,000$561/month (includes parking fee)1/unit13
2-bedroom/1 bath /den1$300,000$557/month (includes parking fee)1/unit25
ADA 2-bedroom/1 bath/den (accessible)1$300,000$557/month (includes parking fee)1/unit25
3-bedroom/2 bath /den1$350,000$646/month (includes parking fee)1/unit37

Notes:

  • The 1-bedroom unit is 762 square feet. The 1-bedroom and den units range in size from 788 to 897 square feet. The 2-bedroom and den units are 890 square feet. The 3-bedroom and den unit is 1,714 square feet.
  • The ADA 2-bedroom unit offers lower countertops, grab bars, wider doorways and a side-by-side washer dryer and is wheelchair accessible.
  • Condominium fees will be finalized before the signing of each sales contract and are subject to annual increases. They include concierge, property management, fitness center, package room/lockers, insurance, trash, water/sewer, and gas.
  • Units are subject to the City’s Shared Equity Policy.

Amenities

The community features a range of amenities, including a rooftop deck, pet wash station, resident lounge, package room, and fitness center. Learn more here. 

Eligibility Criteria

To qualify, prospective purchasers must:

  • live or work in the City of Alexandria, Virginia for a minimum of six months prior to application;
  • have a total gross (before taxes) household income at or below 100% of the area median income (see table); and
  • be first-time homebuyers (have had no homeownership interest during the most recent three-year period).
Household SizeMaximum household income
1-person$114,800
2-person$131,200
3-person$147,600
4-person$163,900
5-person$177,100
6-person$190,200
7-person$203,300

Households with two or more members will be given priority for the two-bedroom units and households with three or more members will be given priority for the 3-bedroom unit.

Application Process

The City accepted applications between September 26 through October 24, 2025, at 5 p.m. Due to anticipated high demand, eligible purchasers will be selected through a lottery. There will be a total of six lottery pools based on unit type, including a separate lottery for the two-bedroom accessible unit. One lottery winner will be selected for each unit; a back-up winner will also be selected for each unit in the event the primary lottery winner is unable to proceed with and complete the purchase.

To be considered for the lottery, by 5 p.m. on October 24 interested purchasers must have submit the following documentation:  

  • City of Alexandria Homebuyer Prescreening Form;
  • Copy of their mortgage preapproval letter; and
  • Virginia Housing Homebuyer training certificate. 

Applicants should indicate at the time of application which unit type they are applying for based on the specified minimum and maximum occupancy limits. If interested in the accessible unit, Applicants should explain why they are applying for that unit. 

Application packages (with the documents listed above) should have been emailed to Anelva Corcos Beltran at Anelva.CorcosBeltran@alexandriava.gov, uploaded through secure ShareFile link (closed), or delivered in hardcopy, to the Office of Housing (Attn: Anelva Corcos Beltran), City of Alexandria, 100 North Pitt Street, Suite 425, Alexandria, VA 22314. Please note that our office has recently relocated to this new address. The lottery will be held on November 25, 2025. Applications are no longer being accepted.

Selected purchasers should be prepared to provide an earnest money deposit of $3,000 at the time of signing the sales contract. Purchasers are also encouraged to secure mortgage financing from one of the following participating lenders.

Realtors

  • Vanessa Rodriguez (Re/Max), Varnmax@gmail.com/703.477.7433
  • Geraldine Gudiel (Pearson Smith Realty), Geraldine.Gudiel@PearsonSmithRealty.com/571.505.9953
  • Carla Moore (Samson Properties), CarlaMooreRealtor@gmail.com/703.994.0508

Purchasers may also use their own realtor, however the realtor should be familiar with the City’s Flexible Homeownership Program and shared equity model.

Downpayment and Financing Assistance

Eligible purchasers may qualify for closing cost and downpayment assistance up to $50,000 through the City’s Flexible Homeownership Assistance Program. Eligible purchasers may also be eligible for reduced mortgage interest rate financing through the Virginia Housing Sponsoring Partnerships & Revitalizing Communities (SPARC). 

To qualify for SPARC and/or City financing, participants must complete a Virginia Housing-sponsored homebuyer training, followed by an individual counseling session. The Virginia Housing training is a pre-requisite for the lottery. The counseling session will be coordinated by Office of Housing once there is a ratified sales contract. To register for the Virginia Housing homebuyer training (offered in person and virtually), visit Virginia Housing Homebuyers Tools and Resources.

Equity Share Requirements

The affordable homeownership units are subject to the City’s Shared Equity Homeownership Policy. This means that selected purchasers will be required to provide (share) a percentage of their increase in equity at the time they decide to re-sell their unit to another income-eligible homebuyer. 

Questions?

For more information about the application requirements, available downpayment assistance, the lottery process, and obligations of the purchaser, please contact Anelva Corcos Beltran at the Office of Housing at Anelva.CorcosBeltran@alexandriava.gov, or 703.746.3092. Free interpretation and translation services are available upon request.

For information about the community’s amenities and individual unit features, interested purchasers are encouraged to contact The Whitley’s Sales Center at thewhitley@mcwb.com.

Cardinal Path (Seminary Road) Affordable Homeownership Opportunities

Housing Alexandria released their application for 31 two- and three-bedroom townhomes for the Cardinal Path homeownership community (formally called the Seminary Road project) on July 15. Applications have been reviewed for eligibility. The lottery was held on August 15, 2025. Please email homeownership@housingalexandria.org, or call 703.739.7775 with any questions.

Units

Housing Alexandria’s Cardinal Path project is expected to deliver 16 two-bedroom and 15 three-bedroom townhomes between September 2025 and January 2026. 

The townhomes will be priced as follows: 

  • 2 Bedroom/2 Bath 16’-wide Townhome (with 2-car tandem parking in garage): $365,000 ($390/month condominium fee)
  • 3 Bedroom/2 Bath 20’-wide Townhome (with 2-car parallel parking in garage): $395,000 ($390/month condominium fee)

Eligibility

To qualify for the program, prospective applicants must:

  1. work or live in the City of Alexandria, Virginia;
  2. not have owned a home in the last three years;
  3. have a total household income (before taxes) at or below 80% of the area median income (which ranges from $91,840 to $152,160 for a household of one to six, respectively);
  4. complete the screening form; and
  5. complete the required trainings (described below).
  • Prospective applicants must attend a Housing Alexandria’s Shared Equity Homeownership Program orientation prior to applying. The last orientation before the full application is released was on July 1.
  • Homebuyer education classes held by Virginia Housing are required for City assistance and Cardinal Path applications. A calendar of upcoming homebuyer education classes is available on Virginia Housing's webpage. Virtual classes are also offered. The classes are free, however, registration is required.

Downpayment and Closing Cost Assistance

Housing Alexandria will provide $8,000 in closing cost assistance to each selected homebuyer household. Households may also be eligible for the City’s Flexible Homeownership Assistance Program to assist with down payment and closing costs. Applicants will not need to apply for City assistance separately. Once found eligible through Housing Alexandria, applications will be reviewed by the Office of Housing for assistance eligibility. 

Selection Process

Qualified applicants who submit a complete application to purchase a home at Cardinal Path by 11:59 p.m. on July 15, the first day the application becomes available, will be placed in a lottery pool (scheduled for August 15). Provided there are still homes available after the lottery drawing, households who submit their application after July 15 will be selected on a first-come, first-served basis. Prospective applicants can review Housing Alexandria’s Application Guide which provides an overview of the application process, questions to expect, and documents to prepare. Applications received on July 16 will not be entered into the lottery.

Affordable For-Sale Units

Neighborhood Stabilization Program

Neighborhood Stabilization Program: Through this program, the City and its nonprofit partner, Rebuilding Together Alexandria, acquire and fully renovate distressed properties and offer these homes for sale to income-eligible, first-time homebuyers. The homes are available to homebuyers who live or work in the City of Alexandria and have a gross annual income below 80% of the area median income. Buyers may be eligible for a City shared equity loan of up to $75,000 in downpayment and closing cost assistance through the City's  Flexible Homeownership Assistance Program. Additionally, buyers may be eligible for a 1% mortgage interest rate reduction through the Virginia Housing (formerly Virginia Housing Development Authority (VHDA)) Sponsoring Partnerships & Revitalizing Communities (SPARC) program (see below). Buyers are encouraged to secure a first-trust mortgage through a City designated participating lender. For more information, please contact Anelva Corcos Beltran at 703.746.3092.

NO PROPERTIES ARE AVAILABLE AT THIS TIME

Set-aside Homeownership Program

This program provides a limited number of affordable, resale-restricted units in some newly constructed homeownership developments. The homes are available to first-time homebuyers who live or work in the City of Alexandria and have a gross annual income below 100% of AMI. Buyers may be eligible for a City shared equity loan of up to $50,000 in down payment and closing cost assistance through the Flexible Homeownership Assistance Program. Additionally, buyers may be eligible for a 1% mortgage interest rate reduction through Virginia Housing (formerly Virginia Housing Development Authority (VHDA)) Sponsoring Partnerships & Revitalizing Communities (SPARC) program (see below). Buyers are encouraged to pursue a first-trust mortgage through a City designated Participating Lender. For more information, please contact Anelva Corcos Beltran at 703.746.3092. 

  • The application period for the Aidan Old Town is now closed.

Resale Restricted Homeownership Program

This program helps market resale-restricted units purchased with City assistance. The units are priced at levels affordable to low- and moderate-income first-time homebuyers and have long-term affordability requirements. The homes are available to first-time homebuyers who live or work in the City of Alexandria and have a gross annual income below 100% of AMI. Buyers may be eligible for a City shared equity loan of up to $50,000 in down payment and closing cost assistance through the Flexible Homeownership Assistance Program (see below). Additionally, buyers may be eligible for a 1% mortgage interest rate reduction through Virginia Housing Sponsoring Partnerships & Revitalizing Communities Program (SPARC). Buyers are encouraged to pursue a first-trust mortgage through a City designated Participating Lender. To qualify for SPARC and/or City of Alexandria financing, participants must complete a Virginia Housing-sponsored homebuyer training class, followed by a two-hour individual counseling session. Visit Virginia Housing to learn more about their services. For additional information, please contact Anelva Corcos Beltran at 703.746.3092.  

  • 3911 Old Dominion Blvd, Unit 312 (Old Dominion at Glebe Park) - The two bedroom/one bath unit is listed at a reduced price of $449,900 with a condo fee of $185/month. It has over 1,000 square feet of living space and offers a modern layout with a large open-concept living area and upgraded kitchen and bath. The unit comes with two assigned parking spaces. For questions regarding this opportunity and qualifying criteria, please contact the listing agent, Greg Moss at 703.705.2777 or the Office of Housing at 703.746.3092. 

Resale Restricted Workforce Homeownership Program

Workforce Affordable Homeownership units are priced at levels affordable to moderate-income first-time homebuyers and have long-term affordability requirements. The homes are available to first-time homebuyers who live or work in the City of Alexandria and have a gross annual income below 120% of area median income ($119,640 for a one-person household, $136,680 for a two-person household, $153,720 for a three-person household, $170,760 for a four-person household). Buyers may be eligible for a City shared equity loan of up to $50,000 in downpayment and closing cost assistance through the Flexible Homeownership Assistance Program (see below). Additionally, buyers may be eligible for a 1% mortgage interest rate reduction through Virginia Housing Sponsoring Partnerships & Revitalizing Communities Program (SPARC). Buyers are encouraged to pursue a first-trust mortgage through a City designated Participating Lender. To qualify for SPARC and/or City of Alexandria financing, participants must complete a Virginia Housing-sponsored homebuyer training class, followed by a two-hour individual counseling session. Visit Virginia Housing to learn more about their services. For more information, please contact Anelva Corcos Beltran at 703.746.3092.  

  • NO PROPERTIES ARE AVAILABLE AT THIS TIME

Closing Cost and Downpayment Assistance

Flexible Homeownership Assistance Program

This loan program provides no-interest, deferred payment downpayment and closing cost assistance to first-time homebuyers purchasing a home through the Affordable Set-Aside Homebuyer Program, Neighborhood Stabilization Program, and Resale Restricted Homeownership Program only. Two income tiers are used to determine the amount of assistance available to participants. Applicants are strongly recommended to receive a mortgage from a Participating Lender. For more information, please review the  Program Description and Steps in the Homebuying Process, or contact Anelva Corcos Beltran at 703.746.3092. 

Employee Homeownership Incentive Program

The City of Alexandria offers the Employee Homeownership Incentive Program (EHIP) to income-eligible employees of the City of Alexandria, Alexandria City Public Schools, Alexandria Commonwealth Attorney, Alexandria Clerk of Court, Alexandria Sheriff, 18th Circuit Court, 18th General District Court, 18th Juvenile and Domestic Relations Court, Alexandria Court Services Unit, Alexandria Law Library, Alexandria Registrar of Voters, Alexandria Public Library, and Alexandria Health Department who regularly work 20 hours per week or more. EHIP provides an interest-free, deferred payment loan of up to $15,000 for home purchases in the City of Alexandria. Eligible purchases include condominiums, townhomes, cooperative housing, and detached homes with a sales prices of up to $725,000. To apply or learn more, contact Anelva Corcos Beltran/703.746.3092. 

SPARC Funds for Mortgage Interest Rate Reductions

Background

The City of Alexandria Office of Housing is pleased to announce the availability of Sponsoring Partnerships & Revitalizing Communities (SPARC) funds to provide first-time homebuyers with permanent financing for their home purchase. SPARC funding supports the City of Alexandria’s efforts to increase affordable homeownership for income-qualified first-time homebuyers. This funding is made possible by the Virginia Housing (formerly Virginia Housing Development Authority (VHDA)) and applies only to Virginia Housing mortgages. SPARC funds reduce Virginia Housing mortgage loans 1% lower than Virginia Housing's published First-Time Homebuyer mortgage interest rate. SPARC financing is an allocation; and not a grant or a loan. It does not require repayment. However, SPARC allocations are only reserved for individual homebuyers after the buyer has a ratified sales contract. 

To qualify for SPARC financing with the City’s Flexible Homeownership Assistance Program, participants must complete a Virginia Housing-sponsored homebuyer training class, followed by a two-hour individual counseling session. Homebuyers do not have to participate in the City’s Flexible Homeownership Assistance Program to use SPARC funding, but they may eligible. Those interested should contact the Office of Housing. Homebuyers may also be eligible for Virginia Housing’s Down Payment Assistance Grant and should work with their lender to apply for funds. Click here for additional information on Virginia Housing services.

Homebuyer Eligibility

To qualify for a City of Alexandria-sponsored SPARC allocation, the prospective homebuyer must meet the following criteria:

  • Live or work in the City of Alexandria for six months prior to request for SPARC funding;
  • Have an annual household income at or below 100% of Area Median Income;
  • Be a first-time homebuyer, defined as someone having had no ownership interest in real property in the past three years (exceptions may be granted based on circumstances regarding a termination of prior ownership);
  • Receive a first trust Virginia Housing mortgage from a City of Alexandria designated Participating Lender; and
  • Purchased home must be located within the corporate limits of the City of Alexandria.
  • Provide a Virginia Housing training certificate for first-time buyers and take an Individual Counseling Session through a HUD approved counseling agency.

Lender Eligibility

To provide City of Alexandria-sponsored SPARC funding, the prospective lender must meet the following criteria:

  • Be a Virginia Housing lending partner and provide homebuyer with a Virginia Housing first trust mortgage that meets their loan requirements;
  • Obtain designation from the City of Alexandria as a Participating Lender. To become a Participating Lender, mortgage institution must agree to provide loans per City of Alexandria requirements; as well as, successfully provide financing to at least 1 first-time homebuyer participating in the City’s Flexible Homeownership Assistance Program; and
  • Provide required documentation on behalf of borrower to City staff/Virginia Housing to reserve the necessary SPARC  funds for individual home purchases (includes 1003, SPARC Reservation Form, Demographic Information Addendum, and verification of Alexandria residency or employment).

Process for Requesting a SPARC Allocation

Lenders and homebuyers who wish to use SPARC funding should contact Anelva Corcos Beltran at 703.746.3092. 

Homebuyer Training

Virginia Housing offers classes for first-time homebuyers on an ongoing basis throughout Northern Virginia. Classes are held in English and Spanish. The program covers personal finance, managing credit, the role of the lender, working with a real estate agent, home inspections, and closing day. Successful completion of the trainings gives first-time homebuyers access to Virginia Housing's below-market interest rates and to the City’s homeownership program.

A calendar of all Homebuyer Education classes is available on Virginia Housing's webpage (español). The trainings are free, however, registration is required. Virtual classes are also offered. The next classes will be held on:

  • Saturday, October 18, 2025 from 9:30 a.m. - 4:00 p.m. in-person at Charles Houston Recreation Center (901 Wythe St, Alexandria, VA 22314). Register through Virginia Housing (español).
  • Saturday, November 15, 2025 from 9:30 a.m. - 4:00 p.m. in-person at Mount Vernon Recreation Center (2701 Commonwealth Avenue, Alexandria, VA 22305). Register through Virginia Housing (español).
  • Saturday, December 13, 2025 from 9:30 a.m. - 4:00 p.m. in-person at Charles Houston Recreation Center (901 Wythe St, Alexandria, VA 22314). Register through Register through Virginia Housing (español).

Affordable For-Sale Units at Aidan Old Town

Update: The lottery has been conducted. All lottery participants have been notified of the lottery drawings. A recording of the lottery is available.

The Office of Housing accepted applications for Affordable Homeownership Units at the Aidan Old Town between March 15 and April 15, 2024. The application submission period is closed. Eligible participants have been selected for the units. A recording of the completed lottery is now available.

Aidan Old Town is a new 94-unit condominium community located at 701 North Henry Street, Alexandria, VA anticipated to open in September 2024. Seven affordable condominium units, ranging in size from 1-bedroom to 2-bedroom units, will be available to income-eligible, first-time homebuyers that live or work in the City of Alexandria, VA. One 2-bedroom unit is designed as an accessible unit.

Available Unit Types, Sales Prices, Fees and Occupancy Restrictions

Available affordable unit type

# of units

Sales Price

Estimated condominium fee

# parking spaces included

Minimum household size

Maximum household size

1-bedroom/1 bath

5

$175,000

$413/month

1/unit

1

3

2-bedroom/2 bath

1

$225,000

$524/month

1/unit

2

5

ADA 2-bedroom/2 bath (accessible)

1

$225,000

$524/month

1/unit

2

5

Notes:

  • The 1-bedroom units range in size from 613 to 703 square feet. The 2-bedroom units are 950 square feet.
  • One 1-bedroom unit has a small balcony, and another 1-bedroom unit has a small patio.
  • Condominium fees will be finalized before the signing of each sales contract and are subject to annual increases.
  • Units are subject to the City’s Shared Equity Homeownership Policy. 

Eligibility Criteria

To qualify, prospective purchasers must:

  • live or work in the City of Alexandria, Virginia;
  • have a total gross (before taxes) household income at or below 100% of the area median income (see table); and
  • be first-time homebuyers (have had no homeownership interest during the most recent three-year period).

Household Size

Maximum household income

1-person

$105,500

2-person

$120,600

3-person

$135,700

4-person

$152,100

5-person

$162,800

Households with two or more members will be given priority for the two-bedroom units.

Application Process

The City accepted applications between March 15 and April 15, 2024 at 5 p.m.  Due to high demand, eligible purchasers were selected through lotteries the week of May 6, 2024.  A separate lottery process will be conducted for the accessible two-bedroom unit.

To be considered for the lottery,  interested purchasers must have submitted the following documentation by April 15, 2024 at 5 p.m.:

  • Pre-screening application form;
  • Copy of their mortgage preapproval letter; view the list of the City's participating lenders; and-
  • Copy of their Virginia Housing training certificate.

Applicants should indicate at the time of application if they are interested in the accessible unit.

Documents should be emailed to Vicente Espinoza at Vicente.Espinoza@alexandriava.gov or delivered, in hardcopy, to the Office of Housing (attn: Vicente Espinoza), City of Alexandria, 421 King Street, Suite 215, Alexandria, VA 22314.

Selected purchasers should be prepared to provide an earnest money deposit of $2,000 at the time of signing the sales contract. 

Realtors

The City’s preferred realtors are:

  • Geraldine Gudiel (Pearson Smith Realty), Geraldine.Gudiel@PearsonSmithRealty.com/571.505.9953
  • Carla Moore (Century 21-New Millennium), CarlaMooreRealtor@gmail.com/703.994.0508
  • Vanessa Rodriguez (Re/Max), Varnmax@gmail.com/703.477.7433

Purchasers may also use their own realtor, however the realtor should be familiar with the City’s Flexible Homeownership Program and Shared Equity Homeownership Policy.

Downpayment and Financing Assistance

Eligible purchasers may qualify for closing cost and downpayment assistance up to $50,000 through the City’s Flexible Homeownership Assistance Program. Eligible purchasers may also be eligible for reduced mortgage interest rate financing through the Virginia Housing Sponsoring Partnerships & Revitalizing Communities (SPARC).

To qualify for SPARC and/or City financing, participants must complete a Virginia Housing-sponsored homebuyer training class, followed by a two-hour individual counseling session. The counseling session will be coordinated by Office of Housing once there is a ratified sales contract. To register for a Virginia Housing homebuyer training (available in English and Spanish), visit Homebuyer Training.

Equity Share Requirements

The affordable homeownership units are subject to the City’s Shared Equity Homeownership Policy. This means that selected purchasers will be required to provide (share) a percentage of their increase in equity at the time they decide to re-sell their unit to another income-eligible homebuyer. 

Amenities

The community features a range of amenities, including parking and bike storage, a rooftop terrace, and fitness center. Learn more about the Aidan Old Town amenities.

Questions?

For more information about the application requirements, available downpayment assistance, the lottery process, and obligations of the purchaser, please contact Vicente Espinoza at the Office of Housing at Vicente.Espinoza@alexandriava.gov, or 703.746.3087. Free interpretation and translation services are available upon request.

For information about the community’s amenities and individual unit features, interested purchasers are encouraged to visit the Aidan Old Town's Sales Center at 525 Wythe Street, Alexandria, Virginia, open daily between 10 a.m. and 4 p.m, or to call 703.494.3344 or 571.512.2195.

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