Real Estate Tax Relief for the Elderly and Disabled
There are several City programs that provide tax relief for the elderly and disabled.
Home Rehabilitation Loan Program
This program provides no-interest, deferred payment loans for the design and construction of home improvements to help low- and moderate-income City residents remain in their homes. The program serves owner occupants with combined incomes below 80% of the area median income by family size (which ranged from $79,760 for a household of one to $132,080 for a household of six in 2022). Eligible households may receive loans of up to $135,000 for construction costs, plus additional funds for related costs to improve the safety, accessibility, and quality of their homes. Repayment of the loans is deferred for 99 years or until the property is sold or the owner(s) move, whichever comes first. To learn more, download the HRLP brochure , or contact Arthur Thomas/703.746.3091.
Foreclosure Prevention Resources
The Office of Housing provides referral services to partner agencies on a range of housing topics, including foreclosure prevention, loan default and delinquency, and reverse mortgage counseling. To learn more, contact an approved HUD Housing Counseling agency, including:
NEW! The State of Virginia's Mortgage Relief Program stopped accepting new applications for mortgage relief in response to financial hardships caused by the COVID-19 pandemic on October 1, 2023. Please call 833.687.8677 if you need assistance checking on the status of an existing application.